Why Security Must Come Before Insurance –
Especially for the Third Sector
As we return to “business as usual” after the summer break, many charities and not-for-profit organisations are taking the opportunity to review their insurance policies. And rightly so. Making sure your policies adapt and grow with your organisation is vital. At Unity Insurance, we pride ourselves on helping clients find the best solutions for their insurance needs – from Trustees Liability to Public Liability and Cyber Insurance.
But here’s the important truth: having insurance and being covered are not always the same thing.
It’s easy enough to buy an insurance policy, but understanding what you’re actually covered for – and what could stop a claim being paid – requires careful attention. This is especially true when it comes to cyber insurance.
Cyber insurance is often misunderstood. While it can be straightforward to purchase, the claims process is far less clear. And here’s the reality: you shouldn’t buy cyber insurance until you have good cyber hygiene and awareness in place. Security must come first, with insurance alongside – not the other way around.
That’s why we recently partnered with SCG in a webinar, Prepare, Prevent, Protect: Best Practices to Manage Cyber Risk for the Third Sector. The session explored cyber risks, practical steps to improve resilience, and the support available to charities and social enterprises. If you’d like access to the webinar recording, please contact the CSC Buying Group team at buy@cscbg.org.uk.
Another area we’re keen to highlight is the risk of underinsurance, a growing threat in the sector. Too often, organisations discover too late that their cover doesn’t adequately reflect their true needs. We’re here to work with you to prevent this – ensuring your policies are robust and capable of covering losses if the worst should happen.
At Unity Insurance, our focus is on supporting organisations with charitable responsibilities to be both protected and prepared. Whether it’s #Cyber Insurance, #Trustees Liability Insurance, or #Public Liability Insurance, our friendly team is here for a no-obligation chat to help you assess your risks and strengthen your cover.
👉 Get in touch with the CSC Buying Group today and they will connect you with appropriate contact at Unity Insurance so you can have a no-obligation chat with our friendly team to see how we can help you.
Together let’s make sure your insurance isn’t just a piece of paper – but a genuine safety net that grows with your organisation.
